Justin Carlson is Chief Legal Officer and General Counsel at Velocity Solutions, a leading provider of revenue-driving software and solutions for U.S. banks and credit unions. Justin is responsible for advising Velocity’s executive team on legal matters and strategic planning and has overall responsibility for Velocity’s corporate compliance programs and legal risk management. Justin also provides information to Velocity’s staff and clients on regulatory issues including overdraft (EFTA), consumer and small business lending (ECOA, TILA, MLA, CRA) and data privacy (GLBA).

Prior to joining Velocity, Justin was an attorney at Western Union, where he provided legal support for Western Union’s operations in the United States, Latin America and the Caribbean. Justin handled anti-money laundering and other financial service regulatory issues, contracts, consumer protection, data privacy and other matters. He also represented Western Union before financial regulators and served as counsel for the Western Union Foundation. Justin previously worked for the Public International Law and Policy Group, a pro bono law firm in Washington, DC and Morgan & Finnegan LLP, an intellectual property law firm in New York City.

Justin earned his J.D. and a master’s degree in international affairs from American University’s Washington College of Law and School of International Service. Justin received his bachelor’s degree in international relations and biotechnology engineering from Tufts University in Boston. He also spent semesters abroad at universities in Spain, Chile and South Africa. Justin holds the Certified Regulatory Compliance Manager (CRCM) professional certification from the American Bankers Association and is licensed to practice law in Florida, New York and Massachusetts.

Justin is an alumnus of the HNBF’s Law Fellows program, through which he was placed with Chevron. He currently serves as chair of the HNBF’s Law Institute Committee.